I purchased a 2020 defender limited hd10 and got an extended warranty for $1200 additional and it's paid for itself 3 times over at least. I am not a hard rider, dirt roads chasing critters average speeds of 25 to 30 mph. I had the fuel pump replaced 2xs, primary and secondary clutch replaced 2xs, and the front differential 2xs. Now, the caveat, the clutch and front diff probably weren't installed correctly and they didn't replace all parts the first time and that caused the issues for the second but they honored it all under warranty. I had not had to change a belt since I bought it, and had 8600 miles on the original. I have all my annual maintenance done at the dealership while it's under warranty, about $400 a year and I change the air filters quite often. If you don't use it alot, warranty may not be worth it, but I got it because I didn't spend that much for it to sit. Hope this helps someone.
